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Buy to Let calculator

Use our Buy to Let calculator to work out the rental income that may be needed from your proposed Buy to Let property.

What do I need to know?

The calculator provides a Loan to Value percentage, which is the ratio of your mortgage, expressed as a percentage of the value of the property.

The calculator suggests a higher and lower figure for the rental income that  a lender may require to support a given mortgage. The higher figure assumes a mortgage interest rate of 5.09% and the lower figure a rate of 4.49%. Both calculations are based on the lender requiring 125% of the monthly mortgage interest payment as a rental income. Please note that the exact criteria may vary from lender to lender.

We can help you with:

  • An extensive choice of mortgage products specifically designed for Buy to Let investment or Let to Buy financing.
  • Interest Only or Capital Repayment options.
  • Insurance cover available specifically for Buy to Let properties.
  • Arranging your first Buy to Let mortgage or arranging finance for a portfolio of Buy to Let properties.
  • Specialist types of Buy to Let mortgages including Student Lets and Houses in Multiple Occupation.

Buy to Let Calculator

Calculate

Rental income

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Loan to value (LTV):

Thinking of renting out your property? Our local lettings experts will give you a current rental valuation and talk you through your options.

Book an appointment

​This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you all mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders; and make an appointment to receive mortgage advice suitable for your needs and circumstances.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.