Book a buy to let mortgage appointment
We have financial consultants who can discuss mortgage options to help fund the purchase of your Buy to Let property.
We can help you with:
- An extensive choice of mortgage products specifically designed for Buy to Let investment or Let to Buy financing.
- Interest Only or Capital Repayment options.
- Insurance cover is available specifically for Buy to Let properties.
- Arranging your first Buy to Let mortgage or arranging finance for a portfolio of Buy to Let properties.
- Specialist types of Buy to Let mortgages including Student Lets and Houses in Multiple Occupation.
What happens once I submit my details?
- At the initial appointment we will go through fact finding with you to establish your current financial situation and what you want to achieve. This will last around half an hour.
- Sometimes we can give you some indicative mortgage quotations at your initial appointment and follow-up with an email. If not, we will email them onto you afterwards to review.
- We’ll then book a second appointment to give you chance to chat through the quotes and any other questions you may have. If you’re happy you’ll give us your go ahead with the mortgage application, we will let you know what paperwork we’ll need and arrange for a mortgage in principle. We’ll also follow this up with an email.
- We will then arrange a sign-up appointment to confirm the final details, complete the mortgage application and we will then take our fee (if applicable).
- The mortgage application will then we sent to the mortgage lender and if here if any additional information needed we will let you know straight away.
- Depending on your circumstances the offer is received and the process continues.
- We will keep in contact with you throughout the process to make sure everything is going smoothly.
- Once the mortgage completes we will have a final call with you to confirm all is well.
Use the buy to let mortgage calculator to work out the required rental income that may be needed from your proposed buy to let property.



I am absolutely delighted to share my experience working with Vishal Popat, our Senior Financial Consultant, who provided

I am absolutely delighted to share my experience working with Vishal Popat, our Senior Financial Consultant, who provided exemplary support in our successful home purchase.
From our very first interaction, Vishal's professionalism was evident. He approached every aspect of our financial planning with meticulous attention to detail and a deep understanding of the market. What truly set him apart was his incredible empathy. He genuinely understood our anxieties and aspirations throughout the complex process, making us feel heard and supported every step of the way.
Vishal's clarity in communication was a game-changer. He broke down intricate financial concepts into easily digestible information, ensuring we fully understood all our options. His advice was not just informative but also incredibly insightful, proving crucial in our decision-making process. We felt empowered and confident, knowing we were making the best choices for our future. Vishal's responsiveness was also extremely good and it helped us move further in the process much faster.
We couldn't have navigated this journey without Vishal. His dedication, expertise, and genuine care made what could have been a stressful experience remarkably smooth and positive. We highly recommend Vishal to anyone seeking top-tier financial guidance for their home buying journey.
Thank you, Vishal, for everything!



Carl was our Mortgage broker, he was absolutely amazing. He was supportive, helpful, and reasuring every step of the way. His communication was

Carl was our Mortgage broker, he was absolutely amazing. He was supportive, helpful, and reasuring every step of the way.
His communication was amazing he was always available to help and replied to emails messages and calls promptly.
As first time buyers we needed a lot of help and had a lot of questions and Carl was there throughout to answer those questions and make the process easier.
Carl even helped negotiate the purchase of the house and saved us a significant amount on the house price.
Carl was super friendly and I can not recommend him enough to all buyers but especially first time buyers. Max, his assistant was also very helpful and helped chase up an issue we were having with the house survey.
We will always use Carl and Embrace going forwards.

I was in touch with Carl for months and months while I underwent a ToE on my old house, then was looking at buying several houses. He must have spent

I was in touch with Carl for months and months while I underwent a ToE on my old house, then was looking at buying several houses. He must have spent hours on the phone to me giving advice on next steps, options etc. He also negotiated the final price on the house I ended up buying and saved me a fortune... then went on and sorted the mortgage! Nothing was too much trouble, he kept me really well informed and he really helped me and my family out through a pretty rough period. Very highly reccomended.

I wanted to give a big shout out to Hardip Lota who works as a Senior Financial Consultant and Area Development Manager for Embrace. I have used him

I wanted to give a big shout out to Hardip Lota who works as a Senior Financial Consultant and Area Development Manager for Embrace. I have used him serveral times and he is simply the best IFA I have ever worked with (I am nearly 60 and used quite a few other the years). Fantastic service and I would highly recommend him.
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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.
Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority