Book a buy to let mortgage appointment
We have financial consultants who can discuss mortgage options to help fund the purchase of your Buy to Let property.
We can help you with:
- An extensive choice of mortgage products specifically designed for Buy to Let investment or Let to Buy financing.
- Interest Only or Capital Repayment options.
- Insurance cover is available specifically for Buy to Let properties.
- Arranging your first Buy to Let mortgage or arranging finance for a portfolio of Buy to Let properties.
- Specialist types of Buy to Let mortgages including Student Lets and Houses in Multiple Occupation.
What happens once I submit my details?
- At the initial appointment we will go through fact finding with you to establish your current financial situation and what you want to achieve. This will last around half an hour.
- Sometimes we can give you some indicative mortgage quotations at your initial appointment and follow-up with an email. If not, we will email them onto you afterwards to review.
- We’ll then book a second appointment to give you chance to chat through the quotes and any other questions you may have. If you’re happy you’ll give us your go ahead with the mortgage application, we will let you know what paperwork we’ll need and arrange for a mortgage in principle. We’ll also follow this up with an email.
- We will then arrange a sign-up appointment to confirm the final details, complete the mortgage application and we will then take our fee (if applicable).
- The mortgage application will then we sent to the mortgage lender and if here if any additional information needed we will let you know straight away.
- Depending on your circumstances the offer is received and the process continues.
- We will keep in contact with you throughout the process to make sure everything is going smoothly.
- Once the mortgage completes we will have a final call with you to confirm all is well.
Use the buy to let mortgage calculator to work out the required rental income that may be needed from your proposed buy to let property.

As a first-time buyer, the whole mortgage process felt a bit overwhelming at first, but Stacey made everything so

As a first-time buyer, the whole mortgage process felt a bit overwhelming at first, but Stacey made everything so much easier to understand and navigate. She explored options I hadn’t even considered, and I honestly don’t think I’d be buying the house I am at the moment if it wasn’t for her advice and support. From the very beginning, she was incredibly knowledgeable, patient, and always happy to answer any question – no matter how small.
Stacey has made what could have been a stressful experience feel smooth and manageable, and I can’t thank her enough for all her help. I’d highly recommend her to anyone looking for a mortgage advisor – she’s fantastic at what she does and truly goes above and beyond.

Usamah Elmaghdy was absolutely amazing in helping find the right mortgage. He was always available, incredibly supportive, and made the entire process feel smooth and

Usamah Elmaghdy was absolutely amazing in helping find the right mortgage. He was always available, incredibly supportive, and made the entire process feel smooth and stress-free. I truly appreciated his dedication and guidance every step of the way!




We had a fantastic experience working with Vishal Poppat as our mortgage adviser. His knowledge and expertise were evident from the outset, and he guided us through the process with clarity and confidence. Vishal was always available to answer our questions—no matter how small—and he consistently went above and beyond to ensure everything ran smoothly. His professionalism, attention to detail, and calm approach made what could have been a stressful process feel manageable and even enjoyable. We wouldn’t hesitate to recommend Vishal to anyone looking for expert mortgage advice.



Had the best experience I could have asked for with EFS, specifically because of Colin! He was so helpful, thorough, supportive and was there to talk at the drop of a

Had the best experience I could have asked for with EFS, specifically because of Colin! He was so helpful, thorough, supportive and was there to talk at the drop of a hat. He explained everything so it was actually easy to understand, was so open and this has honestly been the smoothest process ever because of him. I have heard horror stories about mortgages and I was apprehensive about the process but I couldn't have asked for a better advisor. I have recommended Colin to my friends and family, and I will absolutely stay as a customer of his! THANK YOU COLIN!!!!!!!
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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.
Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority