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Life Insurance

Protecting you financially should the worst happen

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Rated Excellent by our customers

Secure Your Home's Future with Life Insurance

Buying a home is one of the most significant investments you'll ever make. But have you considered how your family would cope with mortgage payments if something were to happen to you? Our tailored Mortgage Life Insurance plans ensure that your loved ones can stay in their home, providing them with financial security and peace of mind.

Why Choose Our Mortgage Life Insurance?

Fixed Monthly Premiums

Our mortgage life insurance offers fixed monthly premiums based on your unique circumstances. Plan ahead with confidence, knowing there won't be any surprise costs.

Mortgage Repayment Protection

In the unfortunate event of your passing, our insurance helps repay your mortgage, ensuring your family can remain in the home without financial strain.

Financial Security for Your Family

Provide your family and loved ones with the financial security they need to maintain their lifestyle in your absence. Our insurance plans are designed to offer comprehensive coverage so that your family can focus on what matters most.

How it works

1

Book an appointment

Fill out our simple form to speak to a qualified adviser
Booking appointment on laptop
2

Customise Your Plan

We'll assess your needs and offer a tailored insurance plan from Legal & General with fixed monthly premiums.
Customise your plan
3

Hassle Free

We help with the paperwork to make it as stress free as possible.
Paperwork
4

Peace of Mind

Enjoy the peace of mind that comes with knowing your home and family are protected.
Family having fun

Why Choose Our Whole of Life Plan?

Lifelong Coverage

Our Whole of Life Plan ensures that you are covered for the rest of your life, offering unparalleled security for you and your family. Unlike term life insurance, which expires after a set period, our plan is designed to be there when your family needs it most.

Protect Your Wealth and Provide for Your Loved Ones

With our Whole of Life Plan, your family will receive a lump sum after the policyholder's death. This payout can be used to:

·        Protect their lifestyle and cover living expenses

·        Pay off your mortgage and other debts

·        Fund inheritance tax liabilities

·        Ensure financial stability during challenging times

Flexible Joint Policies

We understand that every family is unique, which is why we offer options for joint policies. You can set up your policy on a joint life first death or joint life second death basis, providing flexibility and peace of mind for both partners.

Increasing Cover Options

Our Whole of Life Plan also offers an option to choose increasing cover, which adjusts in line with changes in the Retail Prices Index. This feature ensures that your coverage keeps pace with inflation, maintaining the value of your protection over time.

Additional Benefits included as standard 

Wellbeing Support - whatever your situation, Wellbeing Support provided by RedArc Assured Ltd is just a phone call away, with personalised emotional and practical support from a dedicated registered nurse. Access included as standard on our protection policies.

Care Concierge - Care Concierge is a free confidential 1:1 telephone service that can help you and your loved ones understand and find later life care. You can gain information on types of care, finding care and paying for care.

A little thank you

When you take out a Protection policy through Embrace Financial Services, they’ll send you a £50 e-gift. From a choice of Amazon.co.uk, Argos or John Lewis. Find out more here.

Other protection products

Family Income Benefit

Income Protection

Designed to support you if you're ill or injured and can't work.
Income Protection
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Critical Illness Cover

Protect yourself financially from critical illness
Critical Illness Cover