
Protect Your Home with Mortgage Protection Insurance
Why Mortgage Protection Insurance is Important
Owning a home is one of the most significant financial commitments anyone can undertake. But with that commitment comes the need to ensure that your home, and your family's future, are adequately protected. Mortgage protection insurance offers the ultimate safeguard for your home and financial security, stepping in to cover mortgage payments in times of illness, job loss, or death.
What is Mortgage Protection Insurance?
Mortgage protection insurance is a specialised type of insurance designed to cover your mortgage payments if you become unable to do so due to various life events such as critical illness, loss of income, or death. This ensures that your family can remain in their home without the added stress of financial instability. These are covered by different policies from Legal & General which, combined or individually, make up mortgage protection insurance.
Benefits of Mortgage Protection
Financial Security
In the event of unforeseen circumstances, mortgage protection insurance ensures that your mortgage payments are covered or financial hardship.
Peace of Mind
Knowing that your family can remain in their home regardless of what life throws at you provides invaluable peace of mind.
Flexibility
Mortgage protection insurance can be tailored to fit your specific needs, covering you against illness, job loss, or other eventualities.
Customisation
Policies are tailored to meet individual needs and circumstances.
Types of Mortgage Protection Insurance
Why choose Embrace Financial Services

Expert Advice

Comprehensive Options

Personalised Service

Transparent Process
Additional Benefits included as standard
Wellbeing Support - whatever your situation, Wellbeing Support provided by RedArc Assured Ltd is just a phone call away, with personalised emotional and practical support from a dedicated registered nurse. Access included as standard on our protection policies.
Care Concierge - Care Concierge is a free confidential 1:1 telephone service that can help you and your loved ones understand and find later life care. You can gain information on types of care, finding care and paying for care.
A little thank you
When you take out a Protection policy through Embrace Financial Services, they’ll send you a £50 e-gift. From a choice of Amazon.co.uk, Argos or John Lewis. Find out more here.
Different types of protection products

Income Protection
Rated 4.8
out of 5

From start to finish, Simon Chapman was brilliant, the process was slick, excellent advise and nothing was too much trouble. All questions were answered

From start to finish, Simon Chapman was brilliant, the process was slick, excellent advise and nothing was too much trouble. All questions were answered promptly. Overall I would highly recommend

I was recommended to Vishal Popat at Embrace FS through an estate agent I made initial enquiries with. Though I actually ended up purchasing a property

I was recommended to Vishal Popat at Embrace FS through an estate agent I made initial enquiries with. Though I actually ended up purchasing a property with a different estate agent as a First Time Buyer, I was sufficiently comfortable with his manner that I turned down several other offers to connect me to other brokers.
He was extremely helpful from beginning to end, taking time to explain all aspects of the process and address my many questions. He also took me through all elements of my mortgage offer to ensure I understood the terms properly. Despite the fact that I went through two or three options on both mortgage and property before settling on one, he was good enough to take the time to guide me on key points of each.
Overall, very trustworthy service that has helped a lot in this otherwise intimidating process.

I’ve been dealing with Andrew Penny for a remortgage and he’s been amazing. Took the time to call and explain everything in detail and even held off agreeing the deal

I’ve been dealing with Andrew Penny for a remortgage and he’s been amazing. Took the time to call and explain everything in detail and even held off agreeing the deal because he suspected rates might drop, which they did, securing me a better deal. Would 100% recommend Andrew. Thank you for your help.



A special thank you to Colin Hopson for being extremely professional, efficient and providing a speedy service. Communications are prompt and I was never left

A special thank you to Colin Hopson for being extremely professional, efficient and providing a speedy service. Communications are prompt and I was never left waiting. I cannot recommend highly enough.

