
Sort your mortgage...at the weekend
Talk to a qualified adviser at a time to suit you, whether that's early morning, evening or even at the weekend.
Rated Excellent by our customers
Get a mortgage the easy way with Embrace Financial Services
We take away the hassle of finding a mortgage and give you your valuable time back.
We have mortgage advisers across the UK who will give expert advice and guidance throughout the process – giving you your precious time back. Our advisers have experience of arranging mortgages for all types of customers; from first time buyers to long term property investors as well as customers who are remortgaging, upsizing and downsizing.
3,590
First time buyers onto the property ladder in 2024
14,323
Mortgage applications submitted in 2024
£2.4 billion
Mortgage submissions valued in 2024
3,590
First time buyers onto the property ladder in 2024
14,323
Mortgage applications submitted in 2024
£2.4 billion
Mortgage submissions valued in 2024
Today’s latest mortgage rates
Compare 1,000s of mortgage rates & deals
Recommend a friend and receive a £100 voucher
Recommend a friend and if they then take out their mortgage with us, you'll both receive £100 worth of vouchers. You can also recommend up to 10 friends. T&C's apply.
Rated 4.8
out of 5


Vishal Popat, superstar. We were advised on the sale and ultimately purchase of our new house. Vishal was available by any method and at times that really suited

Vishal Popat, superstar. We were advised on the sale and ultimately purchase of our new house. Vishal was available by any method and at times that really suited busy working family. He always went above and beyond, always asking the right questions and secured us a great deal. He regularly checked the market to see if the deal could be beaten before drawing the funds down. Amazing, will be using again for Mortgage and other financials 👍🏻


Whether responding on a weekend, or just being available to assist a couple of nervy first time buyers with a small question, nothing was too much for him.
He was invested in seeing us succeed throughout the process and advised us honestly and transparently.
If you’re thinking about working with Embrace, please ask for Vish. You won’t regret it.

Honest , Helpful and accurate information. Andy has made our process very easy and has taken alot of the stress away. We couldn't have asked for a better

Honest , Helpful and accurate information. Andy has made our process very easy and has taken alot of the stress away.
We couldn't have asked for a better service

Peter Groome helped us understand our options and he worked out several scenarios for our move - letting our previous property, selling it, combining mortgages, etc.

Peter Groome helped us understand our options and he worked out several scenarios for our move - letting our previous property, selling it, combining mortgages, etc. Also, he tirelessly re-computed these options whenever we came across the next "this is it for sure" house. A great help and always quick to reply to our many questions.

We recently had the pleasure of working with Ray Lang at Embrace as our mortgage advisor, and we honestly couldn’t recommend him more highly. From the very

We recently had the pleasure of working with Ray Lang at Embrace as our mortgage advisor, and we honestly couldn’t recommend him more highly. From the very start, Ray made what could have been a stressful process of buying our first home feel clear, manageable, and even exciting.
He was incredibly knowledgeable, informative, and always available to answer our questions, no matter how big or small. His advice was straightforward and easy to understand, which gave us complete confidence at every stage of the process. Beyond his professionalism, Ray is also a genuinely warm and approachable person, which made us feel fully supported throughout the journey.
Thanks to his guidance, we were able to secure our first home, and we’re so grateful for all the time and care he put into helping us. We wouldn’t hesitate to recommend Ray to anyone looking for a mortgage advisor—you’ll be in the best hands!
Thanks Ray and Lisa Garcia (his PA).
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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.