
Sort your mortgage...at the weekend
Talk to a qualified adviser at a time to suit you, whether that's early morning, evening or even at the weekend.
Rated Excellent by our customers
Get a mortgage the easy way with Embrace Financial Services
We take away the hassle of finding a mortgage and give you your valuable time back.
We have mortgage advisers across the UK who will give expert advice and guidance throughout the process – giving you your precious time back. Our advisers have experience of arranging mortgages for all types of customers; from first time buyers to long term property investors as well as customers who are remortgaging, upsizing and downsizing.
3,620
First time buyers onto the property ladder in 2023
14,596
Mortgage applications submitted in 2023
£2.3 billion
Mortgage submissions valued in 2023
3,620
First time buyers onto the property ladder in 2023
14,596
Mortgage applications submitted in 2023
£2.3 billion
Mortgage submissions valued in 2023
Today’s latest mortgage rates
Compare 1,000s of mortgage rates & deals
Recommend a friend and receive a £100 voucher
Recommend a friend and if they then take out their mortgage with us, you'll both receive £100 worth of vouchers. You can also recommend up to 10 friends. T&C's apply.
Rated 4.8
out of 5



Had the best experience I could have asked for with EFS, specifically because of Colin! He was so helpful, thorough, supportive and was there to talk at the drop of a

Had the best experience I could have asked for with EFS, specifically because of Colin! He was so helpful, thorough, supportive and was there to talk at the drop of a hat. He explained everything so it was actually easy to understand, was so open and this has honestly been the smoothest process ever because of him. I have heard horror stories about mortgages and I was apprehensive about the process but I couldn't have asked for a better advisor. I have recommended Colin to my friends and family, and I will absolutely stay as a customer of his! THANK YOU COLIN!!!!!!!


Would like to appreciate Ray Lang for the professional handling of our mortgage process. Ray was very patient and would explain everything in details to us

Would like to appreciate Ray Lang for the professional handling of our mortgage process. Ray was very patient and would explain everything in details to us as we are first time buyers. Ray was always present even when it was not convenient. We are glad and would recommend Ray any day any time.



I recently had the pleasure of working with a fantastic mortgage Financial Consultant, and I cannot recommend him highly enough. From the very beginning, he was

I recently had the pleasure of working with a fantastic mortgage Financial Consultant, and I cannot recommend him highly enough. From the very beginning, he was incredibly supportive, providing me with valuable guidance every step of the way. Even after my mortgage was finalised, he continued to assist me with any questions I had, demonstrating remarkable patience and dedication. His knowledge and expertise made the entire process much smoother, and I truly felt cared for as a client. I can confidently say that his service was outstanding, and I am grateful for all his help, thank you so much Ray.
Roksana
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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.