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Mortgage appointment checklist

There are lots of documents and information needed when you’re making a mortgage application. 

The more documents you can bring to your mortgage appointment, the quicker we'll be able to process your mortgage application - but don't worry if you're not able to find every document. 

Our checklist is available to download (or print)  in a friendly, useful format – tick off the documents as you have them ready for your appointment.

Download checklist

What to bring to your appointment

Proof of identity

  • Form of identity (eg. passport or driving licence)

Proof of income

  • Employers’ details for the last 3 years (name, address, telephone number and dates you were employed there)
  • 13 weeks’ or 3 months’ payslips
  • Latest P60 (usually issued by your employer in April/May)
  • Last 2 years’ copies of SA302s/audited accounts (if self-employed)
  • Bank statements (latest 3 months)
  • Your latest annual mortgage statement
  • Details of existing outgoings including details of other loan commitments

Proof of address

  • Your full address history (to cover at least the last 3 years)
  • Proof of residency (eg. utility bill or bank statement, dated in last 3 months)

Additional information

  • Proof of deposit
  • Details of all existing personal and mortgage related insurance
  • Employment benefits (eg. sick pay, pensions)
  • New property details 

Please make sure you bring original documents with you. 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.