Financial adviser in West Derby
Request a mortgage appointment with our adviser in West Derby and we will be in touch to get you booked in.
Bill Howells
Bill lives in the North West. He loves spending time with family and socialising with friends. Bill is a keen gardener, loves to travel and spending time with his two grandchildren. Bill has worked in financial services for over 30 years and has worked for the company for over 8 years. Bill loves helping clients search for the best mortgage and protection solutions, and offers a friendly, clear and straight forward approach with honest advice to help you understand the whole process from start to finish.
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Rated Excellent by our customers
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Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.
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5-star service
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Trusted advisers
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Appointments when you need them
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5-star service
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Trusted advisers
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Appointments when you need them
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What we offer?
The Embrace Financial Adviser in West Derby can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5
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Had a great experience so far (still yet to complete). Sarah has been super speedy dealing with paperwork as it crops up. She has also helped explain a lot of the
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Had a great experience so far (still yet to complete). Sarah has been super speedy dealing with paperwork as it crops up. She has also helped explain a lot of the mortgage world to a complete newby and helped me get a grip of everything that's going on.
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I recently had the pleasure of dealing with Sarah Mercer in connection with a mortgage application. She was extremely helpful, reliable and nothing was too much
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I recently had the pleasure of dealing with Sarah Mercer in connection with a mortgage application. She was extremely helpful, reliable and nothing was too much trouble, alongwith this I found her friendly and approachable. I would highly recommend her services and would definitely use Embrace again in the future.
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My experience would be no less than 5 stars across all areas. Comprehending mortgages, paperwork, percentages and all things in between, is complex.
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My experience would be no less than 5 stars across all areas. Comprehending mortgages, paperwork, percentages and all things in between, is complex. My mortgage advisor Sarah is just delightful. Welcoming and organised, highly professional, with a clear knowledge of her industry, wanting the best possible deal for individual need. She remembered my circumstances, the initial home l purchased and talked me through all options which was much appreciated. The application was managed with ease and promptly. A big thank you Sarah for such a welcoming, friendly and trustworthy service.
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Usamah from Embrace was excellent. Really quick turnaround and great outcome
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I always recommend Embrace, after stumbling across them in our first house hunt 5 years ago Martin made the process completely stress free after multiple banks
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I always recommend Embrace, after stumbling across them in our first house hunt 5 years ago Martin made the process completely stress free after multiple banks and financial advisors had told us we wouldn’t be able to get the mortgage we needed due to my husband being on an apprenticeship. We’ve contacted them multiple times over the years to discuss various things such as our Aviva policies and their advice is second to none.
Now, we have just completed a second mortgage application with James Hindley for our next property and the process could not have been easier. You never have to chase, they are always one step ahead, completing things before you’d even remembered.
I will always use Embrace as they have my complete confidence to get the job done.
Our experts will compare deals from 70+ high street lenders
*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.