Financial adviser in Swanley
Request a mortgage appointment with our adviser in Swanley and we will be in touch to get you booked in.
Michael Wing
Michael is an Embrace Financial Services financial adviser covering the Dartford area. I have been working within financial services for over 20 years now and have a vast amount of knowledge and experience. I pride myself in the service I provide to all of my clients, helping them secure the right mortgage and protection options for their individual needs. Whether you are buying your first home, moving, or just wanting to arrange some protection for you or your family, let me hold your hand and guide you through your journey.

Rated Excellent by our customers
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Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day
What we offer?
The Embrace Financial Adviser in Swanley can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5


Very pleased with the service I got from Vishal and his company.

David Meredith has helped me throughout the purchase of my property, buying alone is scary and confusing but he has helped me with any questions

David Meredith has helped me throughout the purchase of my property, buying alone is scary and confusing but he has helped me with any questions I had making the process quick and efficient, very happy with the choice I had made to have David as my mortgage advisor

We would like to express our deepest appreciation for all the hard work and dedication Carl has shown throughout our journey of securing a mortgage and

We would like to express our deepest appreciation for all the hard work and dedication Carl has shown throughout our journey of securing a mortgage and purchasing our property. From the very beginning, he was always available to assist us, offering guidance and support whenever we needed it. His kindness and professionalism were evident in every interaction, as he consistently ensured that we fully understood our position and the steps involved in the buying process. Carl followed us closely through each stage, providing reassurance and clarity while always being honest about the situation. His expertise and commitment helped us navigate the complexities of purchasing a home, making what could have been an overwhelming process much more manageable and positive. Thanks to Carl’s unwavering support, we as a family have finally achieved our goal of buying a property, and we couldn’t be more grateful. His dedication, patience, and professionalism have truly made a difference in our lives, and we deeply appreciate everything he has done for us.
Thank you very much!

Vishal Popat was amazing from start to finish. His knowledge and expertise has helped us navigate the art of the possible with our home move, securing us a

Vishal Popat was amazing from start to finish. His knowledge and expertise has helped us navigate the art of the possible with our home move, securing us a great mortgage with the right borrowing amount we needed. He helped us across a full range of issues and processes from the initial decision in principle, a short term mortgage product with no fees when our house sale delays meant we went onto the SVR as our old mortgage came to an end, and finally a great product on our new home. He has always been there at the end of the phone throughout this process which hasn’t been without its hiccups and stress (it’s taken over a year to move)! He has been wonderful. Thank you Vish!



Simon was extremely helpful and put our minds at ease, he explained everything thoroughly and really helped us to understand our options and feel confident in our

Simon was extremely helpful and put our minds at ease, he explained everything thoroughly and really helped us to understand our options and feel confident in our decisions with our mortgage - highly recommend!
Our experts will compare deals from 70+ high street lenders
*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.