Financial adviser in Pemberton
Request a mortgage appointment with our adviser in Pemberton and we will be in touch to get you booked in.
Sandi Wilkinson
Sandi is based in Pemberton, Wigan. Sandi has worked in the financial industry since 2000 and brings with her 23 years’ experience in arranging mortgages and protection cover for her customers.Sandi loves helping clients search for the best mortgage & protection solutions and will be able to help find the right plan for you. She offers a friendly and straightforward approach with honest advice to help you understand the whole process from start to finish.

Rated Excellent by our customers
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Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day
What we offer?
The Embrace Financial Adviser in Pemberton can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5




We had a fantastic experience working with Vishal Poppat as our mortgage adviser. His knowledge and expertise were evident from the outset, and he guided us through the process with clarity and confidence. Vishal was always available to answer our questions—no matter how small—and he consistently went above and beyond to ensure everything ran smoothly. His professionalism, attention to detail, and calm approach made what could have been a stressful process feel manageable and even enjoyable. We wouldn’t hesitate to recommend Vishal to anyone looking for expert mortgage advice.



Had the best experience I could have asked for with EFS, specifically because of Colin! He was so helpful, thorough, supportive and was there to talk at the drop of a

Had the best experience I could have asked for with EFS, specifically because of Colin! He was so helpful, thorough, supportive and was there to talk at the drop of a hat. He explained everything so it was actually easy to understand, was so open and this has honestly been the smoothest process ever because of him. I have heard horror stories about mortgages and I was apprehensive about the process but I couldn't have asked for a better advisor. I have recommended Colin to my friends and family, and I will absolutely stay as a customer of his! THANK YOU COLIN!!!!!!!


Would like to appreciate Ray Lang for the professional handling of our mortgage process. Ray was very patient and would explain everything in details to us

Would like to appreciate Ray Lang for the professional handling of our mortgage process. Ray was very patient and would explain everything in details to us as we are first time buyers. Ray was always present even when it was not convenient. We are glad and would recommend Ray any day any time.
Our experts will compare deals from 70+ high street lenders
*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.