Financial adviser in Cheam
Request a mortgage appointment with our adviser in Cheam and we will be in touch to get you booked in.
Nick Ward
I have worked in Estate Agency and Financial Services since 1982, and been in my current role with Embrace since 1994. During this time I have helped thousands of people move. It is a 'dream' to own one's own property and when it goes wrong people describe what's happened as a 'nightmare'. To that end, I am always prepared to go above and beyond for my clients, and can draw on my long experience in this industry, to help them not just with arranging and protecting their mortgages, but also with dealing with other aspects of the transaction when necessary. Many of my clients I helped in the 1990's are still in touch with me, and now they are recommending their children to me for me for advice.
2 Ewell Road, Cheam, Sutton, SM3 8BU
Read Nick's bio
Rated Excellent by our customers
Find us at
Thank you Saif Hossein
Saif has been a great adviser and brilliant guidance during my mortgage process. As I am a first time buyer he was patient and was happy to go through the details
Saif has been a great adviser and brilliant guidance during my mortgage process. As I am a first time buyer he was patient and was happy to go through the details
... read more
Thank you Saif Hossein
Saif has been a great adviser and brilliant guidance during my mortgage process. As I am a first time buyer he was patient and was happy to go through the details of the process and answer any questions.
Saif was also able to save me some money from his expertise during the valuation process by liaising with other parties involved. I would happily recommend Saif to friends and family, thank you Saif!
Saif has been a great adviser and brilliant guidance during my mortgage process. As I am a first time buyer he was patient and was happy to go through the details of the process and answer any questions.
Saif was also able to save me some money from his expertise during the valuation process by liaising with other parties involved. I would happily recommend Saif to friends and family, thank you Saif!
Saif Hossein’s impeccable service
Saif Hossein took on our mortgage application with a real passion and extremely encouraging attitude. We’d been consulting with a few brokers at the
Saif Hossein took on our mortgage application with a real passion and extremely encouraging attitude. We’d been consulting with a few brokers at the
... read more
Saif Hossein’s impeccable service
Saif Hossein took on our mortgage application with a real passion and extremely encouraging attitude. We’d been consulting with a few brokers at the time but none of them had really understood the unique position that we were in and the particular approach we needed.
From start to end, he’s been a great comfort and source of strength, giving us the confidence and assurance we needed to move forward with our application. He took the time to piece-by-piece go through the application, explaining each step in great detail and calmly answering any questions we had, big or small. It made us feel incredibly supported and very informed about the whole process.
His level of communication was amazing and we felt very connected to each step of the process as we weren’t worried about what was going on at all. His professionalism and level of customer service were star-quality and we were left very satisfied, comfortable with the path ahead!
We will be sure to refer Saif to all our friends and family who are buying houses!
Saif Hossein took on our mortgage application with a real passion and extremely encouraging attitude. We’d been consulting with a few brokers at the time but none of them had really understood the unique position that we were in and the particular approach we needed.
From start to end, he’s been a great comfort and source of strength, giving us the confidence and assurance we needed to move forward with our application. He took the time to piece-by-piece go through the application, explaining each step in great detail and calmly answering any questions we had, big or small. It made us feel incredibly supported and very informed about the whole process.
His level of communication was amazing and we felt very connected to each step of the process as we weren’t worried about what was going on at all. His professionalism and level of customer service were star-quality and we were left very satisfied, comfortable with the path ahead!
We will be sure to refer Saif to all our friends and family who are buying houses!
Massive thank you to Lewis and Kennedy for all their help to get us into our new home! Nothing was too much trouble, and we asked many questions which they never minded answering! Really
... read more
Massive thank you to Lewis and Kennedy for all their help to get us into our new home! Nothing was too much trouble, and we asked many questions which they never minded answering! Really recommend this company. Very kind people. Thank you, Harry & Hattie
Great service for first time buyer
Was recommended by Robinson Jackson. Eva was excellent when I corresponded with her frequently via email and the occasional zoom call, she was polite,
Was recommended by Robinson Jackson. Eva was excellent when I corresponded with her frequently via email and the occasional zoom call, she was polite,
... read more
Great service for first time buyer
Was recommended by Robinson Jackson.
Eva was excellent when I corresponded with her frequently via email and the occasional zoom call, she was polite, reassuring, knowledgeable and adept at explaining complex issues for me.
Was excellent at responding to emails of many questions and as a first time buyer I needed someone who was patient and was happy to explain something that may be complete common sense to one person but a mystery to another (myself).
Arranged the best possible mortgage rate at the time, but when the recent interest rate decreased, she promptly got in touch, and in within a few days was able to produce a new mortgage agreement.
Paid approximately 540 pounds to have the mortgage agreement arranged.
Was recommended by Robinson Jackson.
Eva was excellent when I corresponded with her frequently via email and the occasional zoom call, she was polite, reassuring, knowledgeable and adept at explaining complex issues for me.
Was excellent at responding to emails of many questions and as a first time buyer I needed someone who was patient and was happy to explain something that may be complete common sense to one person but a mystery to another (myself).
Arranged the best possible mortgage rate at the time, but when the recent interest rate decreased, she promptly got in touch, and in within a few days was able to produce a new mortgage agreement.
Paid approximately 540 pounds to have the mortgage agreement arranged.
I had the pleasure of working with Mr…
I had the pleasure of working with Mr Saif hossein, who was recommended to me by a close friend. From the very first meeting, I was impressed by
I had the pleasure of working with Mr Saif hossein, who was recommended to me by a close friend. From the very first meeting, I was impressed by
... read more
I had the pleasure of working with Mr…
I had the pleasure of working with Mr Saif hossein, who was recommended to me by a close friend. From the very first meeting, I was impressed by hisprofessionalism, knowledge, and genuine desire to help me secure the best mortgage deal. Mr Hossein took the time to understand my financial situation and provided clear, honest advice, ensuring I understood all my options.
What really stood out was his proactive approach. Not only did hehelp me find a great mortgage, but [he/she] also referred me to an excellent estate agent to help me sell my current home. This referral was invaluable, and I ended up working with a fantastic agent who made the selling process smooth and stress-free.
I truly felt supported throughout the entire process and would highly recommend [Mortgage Advisor's Name] to anyone looking for a reliable and knowledgeable mortgage advisor. Thank you for making what could have been a complicated process so easy and straightforward!
I had the pleasure of working with Mr Saif hossein, who was recommended to me by a close friend. From the very first meeting, I was impressed by hisprofessionalism, knowledge, and genuine desire to help me secure the best mortgage deal. Mr Hossein took the time to understand my financial situation and provided clear, honest advice, ensuring I understood all my options.
What really stood out was his proactive approach. Not only did hehelp me find a great mortgage, but [he/she] also referred me to an excellent estate agent to help me sell my current home. This referral was invaluable, and I ended up working with a fantastic agent who made the selling process smooth and stress-free.
I truly felt supported throughout the entire process and would highly recommend [Mortgage Advisor's Name] to anyone looking for a reliable and knowledgeable mortgage advisor. Thank you for making what could have been a complicated process so easy and straightforward!
Lee Dineley Newtownards made my partner and I first time buying journey so easy. Great advice and always behind the phone for any questions with great advice and help in all situations.
... read more
Lee Dineley Newtownards made my partner and I first time buying journey so easy. Great advice and always behind the phone for any questions with great advice and help in all situations. Highly recommend!
Our experts will compare deals from 70+ high street lenders
