Finding you the right mortgage for your needs, backed by expert guidance.
Rated Excellent by our customers
About Embrace Financial Services
At Embrace Financial Services, we specialise in Mortgage and Protection services, including later life lending. Our experienced team is dedicated to providing you with the best solutions to meet your financial needs, whether you're looking to secure a mortgage, protect your assets, or explore other financial opportunities. Discover our comprehensive range of services designed to support your financial journey.
Our Core Services
Mortgage Services
- First-Time Buyer Mortgages: Tailored solutions for first-time homebuyers.
- Remortgaging: Helping you find better rates and terms for your existing mortgage.
- Buy-to-Let Mortgages: Financing options for investment properties.
- Later Life Lending: Specialised lending options for those in later stages of life, ensuring financial stability and flexibility.
Protection Services
- Life Insurance: Comprehensive life insurance plans to protect your loved ones.
- Critical Illness Cover: Financial support in case of serious illness.
- Income Protection: Safeguarding your income in the event of unexpected circumstances.
Additional Services via Referral
Through our trusted network of partners, we offer a range of additional financial services to meet all your needs:
- Second Charge Lending: Access additional funds secured against your property.
- Commercial Lending: Financing solutions for business growth and development.
- Bridging Finance: Short-term financing options to bridge the gap between transactions.
- Equity Release: Unlock the value of your home with equity release options.
- General Insurance: Comprehensive insurance plans to protect your assets and investments.
- E-Surv Property Surveys: Professional property surveys for accurate property valuations and assessments.
Why Choose Embrace Financial Services?
At Embrace Financial Services, we pride ourselves on our personalised approach and commitment to excellence. Our team of experts is here to guide you every step of the way, ensuring you have the support and advice you need to make informed financial decisions.
We're Convenient
In as little as 30 minutes, we can provide you with the assurance of knowing your potential borrowing capacity - meaning less paperwork, no time-consuming comparison shopping across lenders and more clarity on what's needed for initial applications.
We're Helpful
Our experienced advisers provide friendly and approachable guidance with everything you need. Plus, your first appointment comes with no obligation. If you choose to proceed, we take care of all associated paperwork making it stress free on your end.
We're Personalised
We have access to thousands of mortgages from various providers and will take into account your individual circumstances when finding something suitable – giving you peace of mind while making sure you get best deal for your circumstances.
We'll support you the whole way
We are ready with patient advice; nothing is ever too much trouble. Whether it's budgeting tips or liaising between parties involved in the purchase, our aim is to help make everything easier.
We'll stay in touch afterwards
After reviewing your mortgage, we'll monitor your mortgage and you'll be notified if there is a better deal out there.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.
Read, first hand, about the real life experiences of some of our customers
Our mortgage advisor, Shaneel Mirza, was extremely helpful throughout the process of buying our first home. From start to finish, he was very thorough
Our mortgage advisor, Shaneel Mirza, was extremely helpful throughout the process of buying our first home. From start to finish, he was very thorough but also dealt with us in a friendly manner. Communication was fantastic throughout, whether that was via email, phone call or text and no matter how silly our questions were, he was always happy to answer our queries. Recommend to all first time buyers!
Simon and the team around him at Embrace FS were an absolute pleasure to deal with. Nothing was too much trouble, always very helpful and patient and
Simon and the team around him at Embrace FS were an absolute pleasure to deal with. Nothing was too much trouble, always very helpful and patient and in what can sometimes be a very stressful and chaotic time (Moving house) was always there to provide help and advice and a sense of calm.
This team have dealt with my last 3-4 mortgages / re-mortgages and I wouldn't even consider going anywhere else. Thanks.
I am so lucky to meet Simon Gilbert. He is a brilliant financial adviser. He helped me to go through the mortgage process smoothly. Simon has been really patient
I am so lucky to meet Simon Gilbert. He is a brilliant financial adviser. He helped me to go through the mortgage process smoothly. Simon has been really patient with me, answered me lots of questions whenever I asked. Communicating was really efficient via his phone call and email at anytime . He explained every details during my mortgage application, very knowledgeable and responsible. I have received a very good offer with his help. I am so happy now that I have moved in my new house. Thank you very much, Simon, you are very kind with me, I really appreciate!
I really enjoyed working with James on my recent mortgage application. I was grateful to be able to benefit from his knowledge and experience and he navigated the whole
I really enjoyed working with James on my recent mortgage application. I was grateful to be able to benefit from his knowledge and experience and he navigated the whole process very efficiently and swiftly. He was always very accommodating when I had questions or asked for a call which I really appreciated. Thank you James for a professional and personal service which I would highly recommend.
Saif and his team were very helpful, very knowledgeable of the market, and sorted out our mortgage needs very efficiently and effectively. His
Saif and his team were very helpful, very knowledgeable of the market, and sorted out our mortgage needs very efficiently and effectively. His advice was excellent and he made sure we understood everything. Saif and his team went above and beyond in helping to solve a last minute query from the lender, helping to ensure that the funds arrived on time.
Recommend Saif and team highly, and will continue to use them in the future.