Finding you the right mortgage for your needs, backed by expert guidance.
Rated Excellent by our customers
About Embrace Financial Services
At Embrace Financial Services, we specialise in Mortgage and Protection services, including later life lending. Our experienced team is dedicated to providing you with the best solutions to meet your financial needs, whether you're looking to secure a mortgage, protect your assets, or explore other financial opportunities. Discover our comprehensive range of services designed to support your financial journey.
Our Core Services
Mortgage Services
- First-Time Buyer Mortgages: Tailored solutions for first-time homebuyers.
- Remortgaging: Helping you find better rates and terms for your existing mortgage.
- Buy-to-Let Mortgages: Financing options for investment properties.
- Later Life Lending: Specialised lending options for those in later stages of life, ensuring financial stability and flexibility.
Protection Services
- Life Insurance: Comprehensive life insurance plans to protect your loved ones.
- Critical Illness Cover: Financial support in case of serious illness.
- Income Protection: Safeguarding your income in the event of unexpected circumstances.
Additional Services via Referral
Through our trusted network of partners, we offer a range of additional financial services to meet all your needs:
- Second Charge Lending: Access additional funds secured against your property.
- Commercial Lending: Financing solutions for business growth and development.
- Bridging Finance: Short-term financing options to bridge the gap between transactions.
- Equity Release: Unlock the value of your home with equity release options.
- General Insurance: Comprehensive insurance plans to protect your assets and investments.
- E-Surv Property Surveys: Professional property surveys for accurate property valuations and assessments.
Why Choose Embrace Financial Services?
At Embrace Financial Services, we pride ourselves on our personalised approach and commitment to excellence. Our team of experts is here to guide you every step of the way, ensuring you have the support and advice you need to make informed financial decisions.
We're Convenient
In as little as 30 minutes, we can provide you with the assurance of knowing your potential borrowing capacity - meaning less paperwork, no time-consuming comparison shopping across lenders and more clarity on what's needed for initial applications.
We're Helpful
Our experienced advisers provide friendly and approachable guidance with everything you need. Plus, your first appointment comes with no obligation. If you choose to proceed, we take care of all associated paperwork making it stress free on your end.
We're Personalised
We have access to thousands of mortgages from various providers and will take into account your individual circumstances when finding something suitable – giving you peace of mind while making sure you get best deal for your circumstances.
We'll support you the whole way
We are ready with patient advice; nothing is ever too much trouble. Whether it's budgeting tips or liaising between parties involved in the purchase, our aim is to help make everything easier.
We'll stay in touch afterwards
After reviewing your mortgage, we'll monitor your mortgage and you'll be notified if there is a better deal out there.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.
Read, first hand, about the real life experiences of some of our customers
Through the ever so tiresome process of buying a house, Usamah was the one shining ray of light. A mortgage advisor, property guru, therapist all rolled
Through the ever so tiresome process of buying a house, Usamah was the one shining ray of light. A mortgage advisor, property guru, therapist all rolled into one.
Apart from helping me secure the best mortgage rate he also helped me navigate the possible pitfalls as a first-time buyer and then some. Always on hand to answer any queries or do random calculations on how to make my money work harder. Thanks Usamah, wouldn’t have been possible without you.
Saif was very helpful in securing our mortgage. When rates were revised, he was very efficient in getting us new reduced rates. He was always reachable and a huge help
Saif was very helpful in securing our mortgage. When rates were revised, he was very efficient in getting us new reduced rates. He was always reachable and a huge help in our house buying process. 100% recommend.
David has been really approachable throughout our mortgage application, making sure we are kept informed and up to date. He has also been very flexible with his time to
David has been really approachable throughout our mortgage application, making sure we are kept informed and up to date. He has also been very flexible with his time to ensure that my partner and I can both be present to go through each step of the process. As first time buyers this has been invaluable!
David did an great job sorting out a mortgage deal for us, really nice chap, took time to meet us in person. excellent communication throughout the whole process. I
David did an great job sorting out a mortgage deal for us, really nice chap, took time to meet us in person.
excellent communication throughout the whole process.
I wouldn't hesitate to use Embrace Financial Services again. 5 star service.