
Finding you the right mortgage for your needs, backed by expert guidance.
Rated Excellent by our customers
About Embrace Financial Services
At Embrace Financial Services, we specialise in Mortgage and Protection services, including later life lending. Our experienced team is dedicated to providing you with the best solutions to meet your financial needs, whether you're looking to secure a mortgage, protect your assets, or explore other financial opportunities. Discover our comprehensive range of services designed to support your financial journey.
Our Core Services
Mortgage Services
- First-Time Buyer Mortgages: Tailored solutions for first-time homebuyers.
- Remortgaging: Helping you find better rates and terms for your existing mortgage.
- Buy-to-Let Mortgages: Financing options for investment properties.
- Later Life Lending: Specialised lending options for those in later stages of life, ensuring financial stability and flexibility.
Protection Services
- Life Insurance: Comprehensive life insurance plans to protect your loved ones.
- Critical Illness Cover: Financial support in case of serious illness.
- Income Protection: Safeguarding your income in the event of unexpected circumstances.
Additional Services via Referral
Through our trusted network of partners, we offer a range of additional financial services to meet all your needs:
- Second Charge Lending: Access additional funds secured against your property.
- Commercial Lending: Financing solutions for business growth and development.
- Bridging Finance: Short-term financing options to bridge the gap between transactions.
- Equity Release: Unlock the value of your home with equity release options.
- General Insurance: Comprehensive insurance plans to protect your assets and investments.
- E-Surv Property Surveys: Professional property surveys for accurate property valuations and assessments.
Why Choose Embrace Financial Services?
At Embrace Financial Services, we pride ourselves on our personalised approach and commitment to excellence. Our team of experts is here to guide you every step of the way, ensuring you have the support and advice you need to make informed financial decisions.
We're Convenient
In as little as 30 minutes, we can provide you with the assurance of knowing your potential borrowing capacity - meaning less paperwork, no time-consuming comparison shopping across lenders and more clarity on what's needed for initial applications.
We're Helpful
Our experienced advisers provide friendly and approachable guidance with everything you need. Plus, your first appointment comes with no obligation. If you choose to proceed, we take care of all associated paperwork making it stress free on your end.
We're Personalised
We have access to thousands of mortgages from various providers and will take into account your individual circumstances when finding something suitable – giving you peace of mind while making sure you get best deal for your circumstances.
We'll support you the whole way
We are ready with patient advice; nothing is ever too much trouble. Whether it's budgeting tips or liaising between parties involved in the purchase, our aim is to help make everything easier.
We'll stay in touch afterwards
After reviewing your mortgage, we'll monitor your mortgage and you'll be notified if there is a better deal out there.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.
Read, first hand, about the real life experiences of some of our customers

I recently had the pleasure of working with a fantastic mortgage Financial Consultant, and I cannot recommend him highly enough. From the very beginning, he was

I recently had the pleasure of working with a fantastic mortgage Financial Consultant, and I cannot recommend him highly enough. From the very beginning, he was incredibly supportive, providing me with valuable guidance every step of the way. Even after my mortgage was finalised, he continued to assist me with any questions I had, demonstrating remarkable patience and dedication. His knowledge and expertise made the entire process much smoother, and I truly felt cared for as a client. I can confidently say that his service was outstanding, and I am grateful for all his help, thank you so much Ray.
Roksana

I would like to express my gratitude to Embrace Financial Services for their exceptional support and

I would like to express my gratitude to Embrace Financial Services for their exceptional support and guidance throughout my mortgage application process. I would especially like to thank Hardip Lota for his invaluable assistance. His expertise helped me navigate the entire process and saved me a lot of time. Hardip approached my mortgage as if it were his own, ensuring I received the best deal possible. He patiently answered all my questions and guided me toward the best outcomes. I am truly grateful for everything Hardip has done to help my family and me secure our new home. I would definitely recommend Hardip and Embrace Financial Services.
Regards
Shawn

Simon provided friendly and efficient advice and took out all the headaches of mortgage and life assurance ,updating me when needed throughout the process of purchasing

Simon
provided friendly and efficient advice and took out all the headaches of mortgage and life
assurance ,updating me when needed throughout the process of purchasing my new house.
Would recommend his services.
thank you Simon for your time and effort.

Embrace were recommended to us by our estate agent Your Move and I am so glad that I followed up on their recommendation. Philip Cave and Max Baldwin were absolutely

Embrace were recommended to us by our estate agent Your Move and I am so glad that I followed up on their recommendation.
Philip Cave and Max Baldwin were absolutely amazing, they instantly got us a great deal and reassured us every step of the way.
I have spoken with two previous brokers and I had no hesitation going with Embrace after speaking with Philip and receiving his recommendations the same day.
Would highly recommend.


